There are many myths that surround the personal injury laws. Many people have misconceptions of what is and isn?t in this field. In the following paragraphs I will explain and clarify those more thoroughly.
I only have liability Insurance so I am not covered for my accident expenses:
If your car is insured in Minnesota, then you have ?no fault coverage?. This will pay for your medical expenses, medical mileage, loss of wages, and replacement services. It is therefore wise to ask an attorney specializing on personal injury to know what you are entitled to.
?A no-fault claim will raise my insurance rates.?
If you need to use your no fault for coverage this will not raise your rates. That only occurs if there is a liability payment and you are found more than 45% at fault.
?Everyone is at least a little at fault.?
This must be the greatest insurance statement ever. They maintain that the person responsible has no liability at all and that some of the blame (10-25% of it) should be put on the people who were just there. There?s no law supporting that idea. They just put this out in court on the off chance that the jury will reduce payments on property damages.
?I can?t use my no-fault coverage if I am at fault.?
Regardless of who caused the accident when it happened, so long as it involved a vehicle, and the claim is rational, necessary and related, the bill should be paid.
?Lawyers are expensive and I do not have money to pay for one.?
In cases of personal injury, attorneys get paid out of what is recovered or awarded by the court. So you don?t have to pay anything upfront. The initial costs of filing the claim is also shouldered by the law firm. Essentially, you won?t be shelling out anything, unless your attorney will be successful enough to make the insurance companies pay you.
?I will do better if I take the insurance company?s offer.? In some instances, the insurance company will try to offer an out-of-court settlement in consideration of what the case justifies. But they are just taking advantage of you not having a lawyer. The offer they are proposing should take into consideration what you would have paid a lawyer and other costs involved.
?I will have to go to trial.?
Always remember this: most cases settle. Trials are so rare.
?It doesn?t matter who you hire for an attorney.?
It matters a lot. A specialized attorney handling personal injury cases for so long will definitely put you at an advantage compared to those who will just dabble in it. It?s a skill gained through experience and time. You deserve more than just getting a dabbler. Get an expert.
To find the best orange county personal injury attorney visit this website here: http://personalinjuryattorney.inirvineca.org/
Source: http://www.hemplinglaw.com/legal-advice/simple-truths-about-personal-injury-circumstances
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